Xica's Love Stories

Todd E. Chamber’s moral barometer had always been questionable, but this was the first time he had actually crossed the law. He was fully aware that if caught, prison would be the only option, yet he was still willing to implement his cyber program and reap the benefits to the tune of 1.8 million a year.

As he sat in the car trying to decide what to do about Daniela, he looked back on his life for the pass 3 years......... It had all started when his foster brother got a good job at a computer firm. 

He had enrolled in computer programming classes, online.  He had become so good at computer programming, that the task of coding had taken over his life.

Todd was good. He was very good.

To add to his professional portfolio, he had taken a course in computer security, as well.  He was un-matched in his online classes. He tested at the top, on all certification test. Yet he always remained humble, because he never forgot his secret.  He couldn’t tie his own shoes, no matter how hard he tried.

Todd had never understood why he couldn‘t, tie his shoes, and he never asked why. Growing up in foster homes, he had been called stupid so many times, that on some level, he had begin to believe it. Yet, here he was, a master in computer programming.

Todd had supported himself through school while working as a security guard. He was tall, 6’1”, with a boyish smile, dark blue eyes and short brown hair. Women of all ages were intrigued by his presence, but rarely approached him.

His foster brother had landed a job at one of the major tech companies in San Jose, the center of Silicone Valley in Northern California. Todd was impressed with the money his foster brother earned and secretly wanted the same life.

In an effort to be like his foster brother, he had taken computer programming classes, online. After completing his online courses, Todd worked hard to present himself favorably in interviews. He was rejected again and again..


After about a year of being beaten down, Todd turned his attention in other directions. Even with his low self-esteem, he realized he was extremely talented. Earning enough as a freelancer to replace his security job wouldn’t be a problem, when the time was right.

After displaying his abilities on a high profile freelance job, he was approached by a group who wanted to use his talents in questionable online activities. Todd politely refused the partnership, but the seed had been planted.

He begin his own research and learned all he could about the hundreds of thousands of offshore trust accounts which the Department of Treasury was targeting. He was fully aware that the IRS was forcing agreements with offshore banking centers to provide complete information on accounts held by US taxpayers.

He was also aware, through hacking into a couple of the mainframes of offshore accounts, that the banks had informed US account holders of the IRS’s intensions.

For a couple months, there was a massive amount of bank transfers and money being moved around. Then almost just as suddenly as the movement of money had started, it stopped.

During the period when there were thousands of money transfers per day, Todd implemented his program, to shave off two cents here and four cents there. With all the activity, he was certain that four cents taken from hundreds and thousands of offshore accounts each month, wouldn’t be missed.

He was right.

After all, who were they going to tell? The IRS? Todd didn’t think so. He was smart enough not to tamper with accounts which were inactive, only accounts which had constant activity, were targeted by Todd.

It was an old method, which Todd re-constructed using new methodology to match the updated security systems implemented by the International Banking Centers.

After shaving off about $1.28M dollars in an 8 month period, Todd built and laundered the money through a couple of a_ult entertainment sites.  It was no secret that online adult entertainment earned massive amounts of money annually. And since Todd’s web sites were owned by a dummy corporation, he actually paid taxes on the web site’s income!

Having the IRS snooping around because they had access to how much money the sites were generating each month, was not something he wanted to happen.  And he knew that each time there is a transaction of $5K or more, the IRS was notified.  So his solution was to legitimize illegal money by paying taxes on it.

Todd fully understood that the authorities had a jail cell with his name on it, every since he was a teenager in foster care, but he never forgot his secret, and always checked himself two or three times before making a move. Never in a hurry, always in the flow, Todd E. Chambers, award of the State of California since he was 7 years old, was one of the top Cyber Gangsters, the Internet had every witness.

Todd splurged on a used $120K sport car. But he continued to drive his beat up Toyota to his security job each afternoon. Besides the hidden Maserati and the quick trips to major offshore banking centers, including, Switzerland, Cayman Islands, Bahamas, Singapore, and Hong Kong, he lived a very normal and low keyed life.

　

　

To facilitate his need for more days off, Todd invented a long lost mother who needed his attention, to gain days off without pay, of course. It was during this time, that he would often wonder where his real mother was. He had not seen her since the State had removed him from their home, because she had left him alone, while out parting. A neighbor had called Child Protective Services and the rest was a blur memory of foster homes, some good, some not so good.

Growing up, Todd never understood why his mother didn’t love him.  However, as he got older he realized that she was sick and didn’t really have a lot of choices.


He often made it a priority to stay away from people who reminded him of his mother. And going to school, online, was the only education he could afford once he started working.

Because he hadn’t had a lot of self-confidence, his love life had always been a hit and miss. However, after he purchased his new sports car, everything changed. All of a sudden, women were giving him their digits. Because he was a little frighten of the female spices, he took it real slow, in deciding who spend time with.

He lied and said a rich uncle had died, and that’s how he got the expensive sports car. Todd had no real bad habits, except stealing from the very rich, and lying to cover it up. He made it a point to always be respectful to the authorities, because he himself worked as a ’rent a cop’


He still felt alone inside. He had maintained connections with most of his foster brothers and sisters and that was the only family he knew. When pressured with dating options, it was no surprise that he was drawn to one of his foster sisters.

After all, it had been women who looked liked his foster sister, Daniela, who had often cooked his meals, helped him with his homework and sent him to bed.

He had always been attracted to his foster sister, yet he
had never acted on the enormous crush he had on her. She was everything, a man would want, smart, h.o.t., and because she was a foster child like himself, she understood him.

They spent hours together talking about old times, watching movies and sometimes shopping. Daniela picked out his clothes, and he helped her decide which dress or pair of paints, looked better. It never occurred to him that Daniela only considered him to be a brother, nothing more.

He yearned for her, in ways that was certainly not brotherly. But he could see she wasn’t having it. They talked about their dates and their lovers, but never touched each other in a personal way. They wrestled like they had done when they were kids, but not with the same results. Todd let her win, because he had to hide the bulge in his paints. If Daniela understood what she was doing to him, she never let on.

It was early on a Thursday evening when Todd got a call from the Cayman Islands. He needed to make a short quick stop in the Islands within the next few days. For some reason, he wanted to take Daniela with him.

He told her what to pack and that a Town Car would pick her up the next morning. Daniela followed Todd’s instructions and meet him at the San Francisco airport early the next morning.

The flight from SFO to Miami and then a short flight to the Cayman Islands, was without incident. It was when they arrived at the hotel that Todd was finally dealt the blow he had expected.

The hotel room had a single bed. Daniela immediately responded by calling the front desk and asking for a room with double beds. The five-star hotel responded, immediately, and provided the couple with a room with double beds.

 

Todd went through all the changes like a zombie, he never said a word. He allowed Daniela to do what she thought was best. It finally occurred to him that, if he told her how he really felt, perhaps things could be different.

Todd left the room to make arrangements for his meeting the next day. He instructed Daniela to get ready for a late dinner at one of the island’s top eating establishments. Daniela had made mention that she like the island because on almost every corner, there was a bank, and no shortage of expensive autos alone the streets.

Daniela never asked him about his personal business. She was accepting of him, without questions. She had to have known that the trip was expensive, yet she never said anything. As a foster child, you learn to trust your instincts, and Daniela was a pro.

Later that night, at dinner, Todd got up enough nerve to explain to Daniela, without going into details that he made a lot of money each month from the web company that he worked for, part-time. Daniela listened, but he could tell, she knew there was more to it then he was telling.

Finally, she spoke. “Ringer (that’s what they had called him in the foster home) I know you aren’t telling me the whole story, because I’m having to build a bridge to tell you the truth about me.” She was serious, as her eyes pierced into his very soul. “I got turned out while living in the different foster homes, either it was some family friends or a family member who abused me,” She continued to talk, while holding here head down, “I’m a lady of the night, I go out on dates with men in exchange for money.”

Todd’s heart dropped. He had no idea Daniela was working the streets.

Daniela continued, “I know you are interested in me, but it just can’t be.” Our lives are jacked because of our parents."  "I see you as my best friend, and most of all, like my brother.”

 

Todd’s heart was broken. Yet, he understood. He looked at Daniela as a tear rolled down her beautiful dark skin.  He understood. She was his sister and his best friend, and to change that, would have been a life time mistake. A sister and a friend is forever. A lover could be like his mom, there one day and gone the next, and Todd needed Daniela in his life, forever.

Upon returning to San Jose, Todd, shut down his illegal operation. He diversified his profits into investments that Daniela suggested based on the net worth of some of her wealthy clients. He then paid for and enrolled Daniela in web design classes . He knew the right girl would come alone, and he would start his own computer, security business, but for now, getting Daniela into a profitable and legal lifestyle, was his main priority.

by sandy ingram
Valinda is on vacation this month